Foundational Posts
Find your circle of competence. Buy what you know. These are two fantastic pieces of advice from some of the best investors of our time, Warren Buffett and Peter Lynch. It’s easier to get overwhelmed by all the choices we have. It’s the same for the stock market. There are Read more…
If I were asked what is the most important rule for personal finance, I would confidently say that it is “It’s not how much you make, it’s how much you save.” At the end of the day, your salary means a lot less than your saving rate. A person making Read more…
The concept of being a worker vs being an owner is at the heart of why we invest. As a worker you spend your time in turn for financial compensation. As an owner you spend your capital in the hope that your workers can generate returns. Both concepts are centered Read more…
When it comes to equity investing, there are 3 general categories companies can fall in. You should think of these categories like a Venn Diagram. A company can belong to more than one sphere and the sphere(s) it belongs to can change over time. The three categories are Income, Growth, Read more…
When investing in any company getting the valuation right is one of the most important things you can do as an investor. It is not enough to just identify a company you think will succeed and grow earnings. You can be right about the company and still not earn index-beating Read more…
The idea behind a foundation stock is that you feel comfortable putting a significant portion of your investments in a relatively small basket of them. These are stocks that have been around for the long haul, ideally having a track record of paying and raising dividends and earnings in any Read more…